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Financial Aid



Federal Financial Aid

If you are a U.S. citizen or a permanent resident, you might be eligible to receive federal financial aid, which can help you fund your higher education. IOHS is certified by the U.S. Department of Education to participate in a variety of grant and loan programs available to U.S. citizens.

Read important federal financial aid changes for 2015–2016.

All loan recipients will be required to complete and submit documentation related to on-line Entrance and Exit counseling.

Title IV Student Loans

Federal Student Loans and Grants

Federal Pell Grant

The Federal Pell Grant does not require repayment. Eligibility is based on a student’s educational financial need using the federally calculated formula specified in the law.

Federal Direct Student Loan

If eligible, the Federal Direct loan is obtained by on-line completion of a Master Promissory Note at www.studentloans.ed.gov.Dependent Students may borrow up to a maximum of $5,500 to apply toward their career education. Independent Students(self-supporting) may borrow up to a maximum of $9,500 per year to apply toward their career education. The Federal Direct loan is repaid in monthly installments with interest, starting six months after the last day of attendance.

Federal Direct Loan Plus

The “PLUS loan is available to parents in assisting dependents with the cost of education. The maximum loan is the student’s cost of attendance, less other financial aid. A “PLUS” loan may be obtained by on-line completion of a Master Promissory Note at www.studentloans.ed.gov. Repayment of this loan begins within 30 days of issuance and is repaid with interest.

Private Funding

Students are encouraged to research alternative funding sources should the available Federal aid be insufficient to meet their educational needs. For additional information, student should contact the Financial Aid Office.

  • State education grants, scholarships, or financial aid funds administered by or on behalf of a State.
  • Institutional Loans

Application Deadlines

Awards are processed on a rolling basis. You are strongly encouraged to begin the application processat least four weeks prior to the start date of your program or renewal date of your existing loan. Your completed financial aid application, which includes all documents required for awarding and disbursing funds, is required 30 days prior to the end of the term in order for funds to be processed for that term. You must also maintain all federal aid eligibility requirements for the entire term.

Applications will be accepted in the last 30 days of the term, but the Office of Financial Aid cannot be held responsible if funds are not available for disbursement for the term. Delays can occur that are outside of the control of the Office of Financial Aid.

Do you have questions about financial aid? If you haven’t yet applied to IOHS , please contact an enrollment advisor at 1-888-891-2514  in the United States. If you are a current student, please contact a financial aid advisor at iohs@insituteofhealthscience.org

All loan recipients will be required to complete and submit documentation related to on-line Entrance and Exit counseling.

 

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